Caravan Insurance

Static Caravan Insurance and Security were highlighted in the press recently with a report about a series of thefts from 28 static caravans at Porthkerry Leisure Park near to Barry in South Wales. The thieves were targetting flat screen TV’s and managed to make off with a number of them in a van they had parked near. Officers have been appealing to locals to report anyone trying to offload any tellies.

An inherent risk of static caravans is that they can be left unattended for periods of time, making them an easy target for burglars. To protect themselves owners need to be thinking primarily of two different things:

• Insurance: When purchasing static caravan insurance it is important to ensure that you have adequate coverage. For instance, in the case of the owners of the Barry caravans, they should have made sure that their flat screen TV’s were covered, as they were valuable items, and a particular favourite of burglars. If any of these owners didn’t have such coverage, and the TV’s are not recovered then they stand to be out of pocket, as they will either have to not replace their TV, or fork out themselves for it.
• Security: This is the first line of defence for owners. Put simply, make your static caravan as hard to break into as you can. To achieve this there are a number of different measures you can take. Invest in some good window and door locks to help prevent the intruders gaining access in the first place. Also install an alarm, so if they do get in the noise of the alarm will cause them to flee. Even the option of a dummy alarm acting as a deterrent is better than nothing.

Static Caravan Insurance and Security do go together hand-in-hand. Indeed good security is an excellent way to help keep your insurance premiums down to a minimum, as you are reducing the risk to the insurance company.

It is advisable for owners to do some investigation to ways they can improve their static caravan security. These needn’t be expensive to be effective. Even things as simple as ensuring any items that may catch the eye of a burglar are stored elsewhere when not in use. Such things as soft furnishings, and of course electrical items are the kinds of things that thieves can easily remove and sell on later.

The key is to put some thought and investigation into it, as a little effort upfront can go a long way to saving a lot of hassle and money, and hopefully having to claim on your static caravan insurance policy.