Make sure you get multiple static caravan insurance quotes if you are an owner. As with any purchase in life it is always better to get more than one quote. The internet provides a wealth of available insurers, making it easy for you to search around to find what is on offer.
Be very conscious though that getting the right insurance is about more than the cost of the policy. Probably more important is the coverage of the policy. You should be very clear in your mind about what you need to cover the caravan for, and ensure that any policy you take out covers those risks to an adequate level.
For instance, if you rent the caravan out, you should be looking for a policy that covers both public liability and provides alternative accommodation. Should someone injure themselves while renting your caravan you could well be found liable and very much out of pocket if you don’t have liability insurance. And if your caravan should for some reason become uninhabitable you will have a responsibility to provide any tenants with alternative accommodation. This could again be a big hit to your pocket.
So when you are looking to get static caravan insurance, make sure you get more than one quote, but also make sure you are getting what you need.
As we say here a caravan-insurance-cover.co.uk, “the right policy, at the right price”.
