Posts Tagged ‘cheap’

Caravan Insurance Online - Time Well Spent

Friday, August 20th, 2010

Canny caravan owners are spending longer searching for their caravan insurance online according to a recent poll. Leading insurers Safefguard asked 1500 customers and found that they have been spending an average of 5 hours online when looking for caravan insurance this year, compared to 3 1/2 at the same time last year.

With everyone feeling the financial squeeze these results are not surprising, with caravanners willing to look around to find the very best deal they can, at the very best price.

Rita Sadler, Safeguard manager says: “The credit crunch has meant customers are increasingly suffering from financial pressures so it’s no surprise that caravanners are spending more time searching out the best deals.”

“The increased use and availability of the internet has had a massive impact on the caravan and motorhome insurance industry. Owners can now get a quote anytime and anywhere.”

“Before purchasing insurance we would advise caravan owners to read through the policy thoroughly and make sure it’s the best cover for their circumstances as cheapest isn’t always best.”

This is advice we at caravan-insurance-cover.co.uk wholeheartedly support. Like most purchases in life, it is often a false economy to just buy the cheapest caravan insurance you can find. Inadequate cover could come back to haunt both you and your wallet.

It really is worth investing the time to find out what you need covered, what policies are suitable, and where you can find the cheapest of these suitable policies. This is where we hope our site can offer useful advice and a gateway to the online insurers to help smooth your journey, both on your holiday, and on the path to finding your insurance.

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Cheap Static Caravan Insurance

Friday, June 4th, 2010

cheap static caravan insuranceCheap Static Caravan Insurance is not necessarily Best Static Caravan Insurance. Most people realise the benefits of shopping around for quotes to get the best price they can, and when it comes to finding the cheapest policy you can use the internet. The internet provides you with the best of all worlds, the best information, the best choice, and the best prices. This is where caravan-insurance-cover.co.uk comes into its own, as it helps you discover what it is you need for your insurance, and where to get the best premiums.

There are a variety of things you can do to reduce your premiums, and it is worth clueing yourself up on these before you get your insurance. There may be some simple and inexpensive ways to save money on premiums, and reduce the risk of you having to claim in the first place. For instance, the more secure your caravan is, the cheaper it will be to insure. So things like door and window locks can offer great savings on the cost of your premiums.

An alarm is another good choice as this will reduce the risk of your caravan being broken into in the first place.

Site security is another issue that can affect your costs. Clearly the more secure a site, the smaller the risk of your caravan being broken into. If you are looking to buy or site a static caravan, this should be borne in mind. Some static caravan sites are closed for part of the year so you should be aware of the security provided during these periods.

There are also many ways that you can help yourself to keep down the premiums for your caravan insurance and these are worthwhile knowing before you apply for your insurance. One of the many things that will be taken into account when you apply for cover is how safe your caravan is. Therefore if you buy additional security measures for your caravan such as window and door locks then you can make great savings on your insurance.

Getting the cheapest suitable Static Caravan Insurance is a case of being informed, reducing risk, and making the efforts to shop around with common sense. Have a look around caravan-insurance-cover.co.uk to help you find your way. This way you can make some serious savings on your static caravan insurance.

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Save Money On Your Caravan Insurance: Tip 4

Friday, May 14th, 2010

Cheaper Caravan Insurance

Cheaper Caravan Insurance

This is the latest in our posts to offer tips to help you find cheaper caravan insurance. Today we look at the excess of a policy.

Caravan insurance has what is called an excess attached to it. This means that if you were to claim against your policy for any reason you would receive how ever much you claimed for minus the amount of your excess. For instance if your excess is £200 and you make a claim for £500, if your claim is approved you would receive £300… i.e. 500 - 200 = 300.

What this means for the insurance company is that they will end up having to pay out a pound less for each pound more you have on your excess. So from their perspective, the higher your excess, the more profit they are going to make. They in turn will charge you lower premiums the higher you set your excess level.

This can be a useful way of saving money when buying a caravan insurance policy. But it should be considered that it is pointless having cheaper caravan insurance if when you make a claim you don’t have enough money to cover the excess, and as a result end up without a usable caravan.

So next time you are getting caravan insurance quotes, experiment with different excess levels to see the effect it has on the premiums. You could save yourself a decent amount of money.

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