Posts Tagged ‘quotes’

Caravan Insurance Online For The Over 50′s

Sunday, January 22nd, 2012

Specialist over 50′s insurers Saga have been advising caravan owners to go online for caravan insurance quotes. And giving that more than a third of the over fifties are intending to go on a caravan holiday this year, this is an important message. They urge people taking a caravan trip this year to ensure they are properly covered by their insurance policy.

Of course it is not the only grey brigade that are discovering the joys of caravanning. There has been a big increase in the last year in the UK of people taking caravan holidays as a great way to get a great holiday at a budget price. The ‘staycation’ is now a word in everyday use, and this is reflected in the fifteen percent increase seen in caravan sales in 2009.

Whilst caravanning is a great way to holiday on a budget, it is a false economy to ignore caravan insurance. Doing so could prove to be a very costly mistake in the event that your caravan gets damaged, broken into, or even stolen. And it is a mistake to believe that car insurance provides coverage, as once you are on site the caravan will not be covered.

The advice from Saga is as true to all caravan owners as it is to the over 50′s, get online to get yourself the best caravan insurance quote you can. This is where www.caravan-insurance-online.co.uk comes in useful, giving you not only access to the best insurers available online, but also the information to help you get the insurance you need at the best price.

Timely Caravan Insurance Quotes

Tuesday, December 20th, 2011

Given the hectic lives we lead in the modern world, the old maxim ‘time is money’ has never been truer. With fewer and fewer hours to call our own we are all looking for short-cuts to make things easier, and this is as true for caravan insurance as for most things. This is where the internet becomes the overburdened caravan owners friend.

Many of the caravan insurance companies have websites, most of them offering customers the opportunity to get a quote online. However this quoting process is not always as straightforward as you may think. Many of the insurers don’t offer a real-time quote facility, instead they have a call back system, which is clearly not the quickest way to get a quote. Let’s face it, the reason you go online is to simplify and speed up your life, not to have to waste time speaking to someone to get your quote.

There is an alternative, to come to a comparison site like caravan-insurance-cover.co.uk, which is the gateway to the main caravan insurance companies. From here you can easily get to the quotes that you need, saving you precious time. This is the easiest option for the discerning caravan owner, which will enable you quickly to find the qoute that is best for you.

More than just access to quotes however, the site offers a wealth of information to help you make the right choices when looking for your touring or static caravan insurance. The mixture of information and easy access to quotes makes the site a great resource for the caravan owner.

Static Caravan Contents Insurance

Friday, December 16th, 2011

Most people have the common sense to compare the cost of their static caravan insurance quotes. However, some make the mistake of not comparing exactly what it is that they are spending their money on. Buying on price alone is often a false economy, as the benefits a policy offers is equally as important as the price you pay.

When you are investigating your static caravan quotes you take the following into consideration:

· Many static carvans have a great deal more furniture than the average touring caravan, because you look to make it a home away from home. Some static caravans have flat screen TVs, and perhaps also a portable TV in a bedroom, maybe a DVD player or two and various other electrical items, plus numerous other fixtures and fittings. All of these need to be considered when summing up how much it would cost to replace all of the contents, should it happen that everything was either stolen or destroyed.

· Once you have calculated the value of the contents of your caravan, this amount – known as the sum insured – is a factor in determining the cost of your static caravan insurance quotes. It makes no sense to insure for more than the value of the contents as you are paying for something you just don’t need. But of course you wouldn’t want to leave yourself under insured as in the event of loss you could find yourself out of pocket. It makes great sense therefore to undertake an inventory of your contents when calculating the sum to insure, from the smallest to the largest item. It is easy to underestimate just how much value there is in your static caravan.

· It is worth checking what you will get back should you have to claim an any of your contents. You will find that some policies cover you ‘new for old’, so if you lose something, it is replaced with a new one. Others offer depreciated values dependent upon the age of the item, so you will only get a certain percentage back. Consider what you would want in such circumstances.

Once you have calculated the amount you need to cover for, then you want to dig into the policy details to identify what is suitable for your needs. This way you will be sure to get the right static caravan insurance.

Online Caravan Insurance Quotes

Friday, December 2nd, 2011

Why are online caravan insurance quotes cheaper?

Reason #1:

The main reason is the reduction of overheads by the insurance companies. They don’t need someone to answer the phone, or punch in the numbers, or close the sale. All they need is a website that once it is up and running can happily tick along on its own with a minimum of intervention (except when the pesky things go down!).

Reason #2:

The other reason online caravan insurance quotes are cheaper is because of the competition. The internet has lowered the bar for entry into the market, meaning more providers are out there wanting your business. The internet also makes it easy to get comparative quotes, so it is a ‘cut-prices-or-die’ scenario for those in the game. If you keep your costs high you will not survive in the market as you will lose your business to those willing to cover caravans for less.

This is of course great news for the clued-up caravan owner, who knows they can shop around to find themselves the best deal. This can amount to a hefty cash saving, one you can use to enjoy yourself!

www.caravan-insurance-cover.co.uk is here to help you find the best quote by providing you with information from, and access to, the best caravan insurers out there. The site has a variety of articles to point you in the right direction as to how to save money, how to make your caravan more secure, and a number of other useful subjects. There are also links to the best caravan insurance companies on the market, making it easy for you to find the right quote.

Thankfully the dark old days of looking through the Yellow Pages, phoning a few companies and having to talk right through your details to each of them have gone.

Of course you should always shop around, and make sure you get several online caravan insurance quotes to make sure you are getting the absolute best price out there. But bear in mind that cheapest does not necessarily mean best, you need to make sure that the cover is right for you. Again the internet is great in that it makes it easy to find out exactly what you are getting as the key-facts and terms and conditions documents are available.

So to make sure you get the right caravan insurance policy make the most of the great resources available on the internet. You will save yourself a good deal of time and money.

The Right Caravan Insurance At The Right Price

Friday, November 4th, 2011

The great thing about being a touring caravan owner is that you can take off pretty much whenever the fancy takes you. And if you have a good insurance policy you can go with complete peace of mind. To find the right policy you want to investigate the specialist touring caravan insurance providers you can find on the internet.

An increasing number of companies now provide specialist caravan insurance, meaning an ever growing choice for the caravanner. And as we all know, competition is a good thing for the consumer, it offers choice and lower prices. So make sure you take advantage of this, and use the internet to research the insurance market, and get the right insurance policy.

As we never tire of saying here at caravan-insurance-cover, knowledge is power, and the internet is a godsend for caravanners looking for insurance. It is an amazing tool for research, which helps you to get informed about your needs for insurance, find the insurance policies that match your needs, and also find the cheapest caravan insurance quotes. A triple whammy.

The internet also makes the job of comparing quotes that much easier. Gone are the days of leafing through the Yellow Pages, making time-consuming phone calls to get overpriced insurance. The internet has democratized the market, putting downward pressure on prices as the bar to entering the market has been dramatically lowered. More competition, more information, this is all good news for the caravan owner.

A great place to start when looking for your next caravan insurance policy is here at www.caravan-insurance-cover.co.uk. The site offers you information about caravan insurance, so you can understand what goes to make up a caravan insurance policy. This will enable you to make informed choices when comparing polices.

We also offer links to specialist caravan insurers to simplify your job when looking for quotes. This will make it easier for you to get several quotes prior to spending your hard-earned cash. So you can find the cheapest policy that fits your requirements.

This mix of information and links offers a portal to caravan owners. A portal that puts the consumer in control. And with this powerful tool we seek to achieve our goal, which is to help caravan owners find the right caravan insurance at the right price.

Static Caravan Insurance Quotes

Thursday, October 13th, 2011

Make sure you get multiple static caravan insurance quotes if you are an owner. As with any purchase in life it is always better to get more than one quote. The internet provides a wealth of available insurers, making it easy for you to search around to find what is on offer.

Be very conscious though that getting the right insurance is about more than the cost of the policy. Probably more important is the coverage of the policy. You should be very clear in your mind about what you need to cover the caravan for, and ensure that any policy you take out covers those risks to an adequate level.

For instance, if you rent the caravan out, you should be looking for a policy that covers both public liability and provides alternative accommodation. Should someone injure themselves while renting your caravan you could well be found liable and very much out of pocket if you don’t have liability insurance. And if your caravan should for some reason become uninhabitable you will have a responsibility to provide any tenants with alternative accommodation. This could again be a big hit to your pocket.

So when you are looking to get static caravan insurance, make sure you get more than one quote, but also make sure you are getting what you need.

As we say here a caravan-insurance-cover.co.uk, “the right policy, at the right price”.